Chromepet, Chennai - 600044.
Offcanvas right
...
5 Things to Check Before Buying a Flat
2025
5 Things to Check Before Buying a Flat
Buying your own house is a big responsibility and a milestone. So it’s essential to plan your buying process carefully. But the problem is the confusion of choosing the best from the never-ending builders’ list. Relax. With a proper checklist, we can find our dream house easily. So, in this blog, we have come up with useful tips and some deep insights in a reader-friendly way! Here's a guide on the things to check before buying a flat.
Shall we?
Don’t Get Stuck in Legal Complications
Generally, nobody wants to get into legal complications. Ensuring the property is free from legal complications is an important step in home-buying. Taking the time to verify all the necessary documents saves you from unwanted troubles. To help you ease this process, we've prepared a useful checklist of the key documents you need to review. Use it as your guide to make an informed and confident investment in your dream home!
First, Check the Land Ownership
Confirm that the builder has legal ownership of the land on which the flat is built. This will help you avoid potential future conflicts related to land disputes. Verifying patta and chitta will give a clear idea about land ownership. Check out the following steps to check the ownership details of the builder in the Tamil Nadu government site.
Quick Guide for Patta Verification
Visit the Tamil Nadu e-Services Portal.
Click on “View Patta & FMB / Chitta / TSLR Extract” on the homepage.
Select the district and taluk where the property is located.
Enter the property details, such as:
Survey number and subdivision number.
Village name and property owner’s name (if required).
Click submit to view the patta or chitta details.
Download or print the document for reference.
You can also check land ownership details offline. Visit your taluk office and the following documents.
Copy of sale deed.
Property tax receipts.
Identity proof
RERA Approval is a Green Flag
The RERA approval is proof of the builder’s credibility. There will be no future complications if the property is RERA-approved. The home loan part is also sorted. So, don't rely solely on verbal assurance; instead, follow the instructions outlined below, and you'll be fine if everything goes well!
Easy Steps for RERA Verification
Go to the Tamil Nadu RERA portal.
Click on the “Registered Projects” or “Registered Agents” tab on the homepage.
For projects: Enter the project name, registration number, or promoter name.
For agents: Enter the agent's name or registration number.
You will get the builder’s details if it is registered.
Download or print the RERA registration certificate for your records, if required.
Encumbrance Certificate is Essential—Where to Check It?
Go to the Tamil Nadu Registration Department website.
New users have to register by providing details like name, email ID, and phone number.
Already Registered users can simply log in
Click on “E-Services” and select “Encumbrance Certificate.”
Choose the “Search EC” option.
Enter Property Details such as survey number and document number
Submit the details and view the EC online.
Download or print the certificate for your records.
Previous Ownership Records Give You Clarity!
It’s important to verify the previous ownership to ensure there are no disputes or pending litigations related to the property. Always cross-check the original land documents with the builder to ensure everything is in order and authentic.
CMDA approval plays an important role in the easy bank loan process and future appreciation. But how will you check the details? We are here to help you. Check out the instructions; they are simple.
CMDA Approval Verification Steps:
Click on “Online Services” or “Building Approval” on the homepage, based on the information you need
Enter Project or Registration Details.
You will get the details.
Download or print the CMDA registration details or approval certificate for your reference.
Mind These Financial Aspects Before Planning to Buy a Flat
Know the complete cost breakdown, including hidden charges.
Check the builder's reputation and track record for quality assurance.
Confirm carpet area, ventilation, and structural quality.
Opt for a flat with great connectivity and future growth potential.
Prioritise security, water supply, and recreational spaces.
Follow this checklist to secure the perfect flat in Chromepet.
Important Things to Check Before Buying a Flat When It Comes to the Builder
Read the client reviews.
Check their social media pages.
Look at their previous projects.
Look for any industry recognition or awards.
Construction Quality in Previous Projects.
What is Inside the Property?
Of course, how can you make the right decision without proper inspection? Modern amenities play a crucial role in the overall comfort and quality of your living experience. After all, these features impact day-to-day life. Whether it's the layout, fixtures, or technology used, everything matters for a final decision. In case you're confused, don’t worry—we’ve put together a detailed checklist about inside amenities for you. This will help you assess everything from basic utilities to advanced features. Here you go!
Basic Amenities
Carpet Area vs. Built-Up Area
Construction Quality
Direction and Ventilation
Parking facility
Common space for the community lifestyle
Exclusive Amenities
Security Systems: Surveillance cameras, intercoms, and secure entry points.
Power Backup: Reliable system for lifts and essential services.
Water Supply and Lift Facilities: Continuous water supply and lift availability.
Clubhouse and Recreational Spaces: Gym, swimming pool, and children’s play area.
Gym and Sports Facilities: Modern gym and sports facilities.
Children's Play Area: Dedicated and safe play area for children.
Green Spaces: Ample green areas for relaxation.
Visitor Parking: Designated visitor parking spaces.
Location Connectivity & Infrastructure Checklist
Prime location matters for easy daily commutes, making access to key places essential.
Make sure the flat is well-connected by road and public transport for convenience.
Check nearby schools, workplaces, and hospitals for a hassle-free lifestyle.
Check the area’s future development plans so we can have an idea about future appreciation.
Prioritise safety by evaluating the neighbourhood and apartment security features.
Websites for Home Loan Guidance
To be practical, we can buy a house using home loan schemes. First, your credit score matters, then your planning. Comparing different bank interests, EMI flexibility, and matching it with your financial capabilities. If you're working with a builder, the loan approval process becomes easier. But the down payment and registration fees are completely on you, so have a crisp plan. You can compare different bank interests and credit scores on the BankBazaar website. You can also check our Grama Bank home loan eligibility criteria.
Bringing It All Together
Buying a flat can be a confusing task, but with proper planning, it becomes a rewarding process. Just understand your needs, do thorough research, and review your options carefully. ASN Housing offers 2-BHK and 3-BHK apartments in Chromepet, Chennai. Our apartments are well-planned and designed for a comfortable lifestyle. Feel free to reach out to us for personalised support throughout your home-buying journey!
___________________________________
FAQs
How to get Patta or Chitta?
Patta and Chitta can be obtained through the Tamil Nadu government’s online portal. The necessary documents, such as land records, identity proofs, and payment of land taxes, are required. You can also visit the local Taluk office or VAO office with essential documents.
Is RERA approval required for buying a flat?
Buying from a RERA-approved builder is highly recommended. It ensures legal compliance, transparency, and protection for the buyer. Check the RERA registration on the official website.
How do I know if I'm eligible for a home loan?
Remember the following points for home loan guidance.
Your income and employment status.
Your credit score.
Your age and financial stability.
The property value and location.
Your existing liabilities and monthly expenses.
Is home loan guidance available for first-time buyers?
Yes, home loan guidance is especially beneficial for first-time buyers. It gives clarity on loan options, eligibility, and the process. Advisors help first-time buyers understand the complexities of the loan market for a smoother experience.
Are there any residential construction projects in Chennai from ASN?
Yes, we have current construction projects in Chromepet. We chose the location for its good infrastructure and transportation. Check out our project page to know more about upcoming projects.
